Think you have the best rate for your home loan?
You're about to find out how Search Financial has helped it's customers save on their existing loans.
You're about to find out how Search Financial has helped it's customers save on their existing loans.
If you haven’t refinanced your mortgage recently, you might be paying thousands of dollars too much in interest, and if you’re one of the many homeowners facing rapidly increasing adjustable mortgage payments it can mean the difference between living comfortably and facing foreclosure.
With mortgage rates still at historic lows now is a good time to refinance your mortgage to lower your payments, or get extra cash to pay off high interest rate credit cards, auto loans or other bills.
Great refinancing deals with multiple trusted lenders and save on your home loan.
We’ll work with you to qualify you for the best loan program to fit your needs. But there are some general considerations you can have in mind in advance.
We’ll work with you to qualify you for the best loan program to fit your needs. But there are some general considerations you can have in mind in advance
Then your best option might be a low fixed-rate loan. Maybe you have a fixed-rate mortgage now with a higher rate. This is especially a good idea if you don’t think you’ll be moving within the next five years or so.
Read true testimonials about our customers and their experience with Search Financial.
thank you for successfully coordinating the refinancing of our portfolio. You came very highly recommended by our financial advisor of 25 years and did not disappoint us one bit. We applaud you and will have no hesitation recommending you.
Vaughan and Zarina Desplace
I was really struggling with my house repayments and couldn’t find anyone who could help until I spoke with Search Financial. I went from many challenges to saving hundreds of dollars per month.
Janette Chalkley
We cannot thank you enough for what you have done for us with our refinancing and the substantial savings created in doing so. You looked out for our best interests at all times during this long difficult road.
Aristo & Angela Koutoulas
Most of us have gone through a lot to get a loan, so the thought of refinancing is a little daunting. Well, we are here to help you.
Depends mostly on the lender and the merits of your application which we can quickly evaluate for you. Our lenders have worked hard to build relationships with lenders who consider non-standard applications.
Well as we are helping you to refinance with lower rates, the new lender will need to conduct a new valuation. However, there is a lot in your favour from payments already made to growing value of your property.
When you’re looking to refinance a home loan and you’ve built up more than 20% equity in the property since you originally borrowed, you won’t need to pay LMI again.
Absolutely, the rate we will be able to negotiate for you will be based largely on your borrowing status and so it's important to ensure you are in a good position with your credit report. If you have concerns, there are some partners who we work regularly with to help repair credit ratings.
This depends mostly on your current and new lender and their process. To manage your expectations, strap yourself in that things may take a little time, but the outcome is well worth the wait. Refinancing an existing home loan typically happens faster than when you need to find a house too.
There is no minimum amount of time you need to have a home loan before you can refinance or change lenders.
With more than 20 years of mortgage lending experience, Search Financial’s goal is to offer its clients the best loan opportunities available. We are a licensed mortgage broker representing more than 20 lenders.
